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Financial Literacy Month

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pay bills,get groceries,make rent, cover medical debt,fix the car, or get apresent in time for Mom’s birthday.

Loan

Handle life’s surprises with immediate*cash

Quick cash for those moments you didn't see coming—enjoy months to repay with no hidden fees.

Get up to $500^ instantly* and repay over time

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Move payments up to 29 days out with no rescheduling fee^

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No late fees or
penalty fees

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history

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Advance

Make payday come early

Access instant* cash from your next paycheck. No instant transfer fees.

Get up to $300^ instantly* and repay over time^^

Check eligibility for free: you won’t pay until you know how much you can get

Transparent pricing: Zero hidden fees, penalties, tipping or interest

Flexible payment options

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^^Max amount not typical and will vary based on your finances. First advances average $85. Non-member max is $150.

New! Make credit history progress

Report bill & rent payments to credit bureaus

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No penalties, just progress

Possible Loan customers have saved

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in predatory junk fees° by choosing Possible.

Watch member stories

Possible was like a life vest for me and my family. It gave me the chance to float myself for a little bit longer out in the rough waters.

Keisha

Member Since 2023

I was just amazed at how easy it was.

Gloria

Member Since 2023

I’m able to pay it back on my own terms instead of having to worry about paying it back all at once.

Kristopher

Member Since 2023

I never have to choose between paying my rent and buying groceries.

Dakkota

Member Since 2018

Actual members, compensated for sharing their opinion. Results vary. Ratings as of January 2026.

We built “sh#t happens” into this app

Can’t make your Possible Loan or Advance payments? Easily move them up to 29 days out from the original due date when you need more time to pay—there’s no rescheduling fee and no credit impact.

No junk fees here

How to move payments

Apply now

I was late, they still gave me a chance.

Tanisha

Member Since 2024

Possible helps the most because just having an extra little bit to lean on can go a long way.

Keianna

Member Since 2023

A better way to get fast cash isPossible

How quickly can I get the money?

95% of customers get their money in minutes*.

  • Amy, Office Manager

    Member since 2020

  • Gena, Entrepreneur

    Member since 2022

  • Austen, Voice Actor

    Member since 2018

What about hidden costs?

No rollover fees.

No penalties. We’ll never ask for tips. Zero late fees.

Calculate your cost

How have you made a difference?

We helped reform payday loan laws in 4 states to better protect borrowers.

We use AI to understand our members’ financial life, protect their information and offer more responsive support. It’s all part of how we make fair lending possible for more people every day.

Find out more

The latest to watch and read

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How Fast Will I Get My Possible Loan?

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Frequently asked questions

What is Possible Finance?

Possible Finance is a financial technology company that offers small-dollar installment loans and other credit products through a mobile app. Customers can check eligibility without a FICO check, receive funds quickly*, and repay over time in scheduled installments. Possible reports payments to credit bureaus, which may help build credit history with on-time payments. Possible Finance operates as a Delaware Public Benefit Corporation.

How do you apply for Possible?

To apply for a Possible Loan, download the Possible Finance app from the App Store or Google Play. Create an account, connect your primary bank account, and submit your application. There is no FICO check; eligibility is based on your banking activity. If approved, you’ll see your repayment schedule and receive funds in minutes* to your linked debit card or bank account. Payments are made in installments.

How many reviews does the Possible app have?

As of December 2025 on the App Store, Possible has over 120,000 ratings with an average of 4.8 out of 5 stars.

Is Possible Finance legit?

Yes. Founded in 2017, Possible Finance is a legitimate financial technology company providing small-dollar installment loans with transparent terms and no hidden fees. Possible is incorporated in Delaware as a Public Benefit Corporation (PBC), which means it is legally committed to considering social impact alongside business goals. Loan payments are reported to credit bureaus, which can help build credit history with on-time payments.

How do you qualify for Possible benefits?

You get access to Possible benefits when you use a Possible product and link a bank account. Possible reviews your transactions, income, and cash flow instead of your FICO score. With an active Possible Loan, you can reschedule each payment up to 29 days from the originally scheduled date with no rescheduling fee, and on-time payments are reported to credit bureaus to help build credit history.

Are you really partnered with the Orlando Magic?

Yes. Possible is an official partner of the Orlando Magic. The partnership focuses on community support and financial education initiatives in Central Florida, including in-arena activations and other activities that align with Possible’s mission to support financial health.

All products are subject to eligibility and approval by Possible Financial Inc. dba “Possible Finance” and “Possible” or its banking partner Coastal Community Bank. Eligibility for a product is not guaranteed.

For Loans, Possible Finance has direct lending licenses in AK, CA, HI, ID, NV, UT and WA. Idaho Residents: License #RRL-10073; Louisiana Residents: License #1697898; Nevada License #CDTH11200; Ohio Residents: License #ST.760161.000; Washington License #530-CC/SL-111888. California Residents: Possible Finance is licensed by the Department of Financial Protection and Innovation, pursuant to the California Deferred Deposit Transaction Law, License #10DBO-105848.

Loans in AL, AR, AZ, DE, FL, IA, IN, KS, KY, LA, MI, MO, MS, MT, NC, NE, NH, OH, OK, OR, RI, SC, TN, TX, VA, VT, and WY are made by Coastal Community Bank, and serviced by Possible Finance. Texas Residents: Possible Finance is a licensed Credit Access Business; License #1800061850-160823.

*Funding usually within minutes but may take up to 5 days.

^Loan amounts & structure vary by state. 

°Possible uses fee and payday loan usage information from the Consumer Financial Protection Bureau, Center for Responsible Lending, Pew Charitable Trusts, and the Consumer Federation of America to arrive at our Fees Saved Calculation. Savings based on the maximum fees Possible could have charged customers over the typical payday loan term, including late fees, insufficient funds fees, etc. Results will vary.

¨See possiblefinance.com/samplepaymentschedules for rates & terms examples.

ˇReal customer compensated. Results may vary. 

˘Possible Loans offer up to 29 days of payment flexibility from original due date.

All trademarks and brand names are property of their respective owners. Use of them does not imply any affiliation with or endorsement by them.

If you have questions or concerns, please contact the Support Team at support.possiblefinance.com

Mailing Address: Possible Finance, PO Box 98686, Las Vegas, NV 89193

Possible Financial Inc. © 2026 - NMLS #1697898