Getting access to credit hasn’t always been this easy

Millions of Americans can’t afford a $400 emergency. Predatory lenders use their vulnerability to trap customers in debt. We created Possible because we knew there must be another way.

At Possible, we succeed when you do. We’re here to provide access to credit while supporting your financial health with tools like building credit history, transparent pricing and more.

Source: Federal Reserve

Empowering you to borrow on your terms

We offer credit products and payment plans that fit your life—without the hassle, surprise fees, or fear of getting stuck in debt. Our app makes it easy to access your money you need when you need it, with options to adjust your payment schedule and build your credit responsibly. Whether it’s an unexpected bill, emergency expense, or just a bridge to your next paycheck, we’ve got your back.

No penalties, just progress

Our members saved $668,281,500 millionin fees by choosing Possible.

We structured our product so that we succeed when our customers do. Here’s how we got this number: we reviewed fee and payday loan usage information from state regulatory agencies to calculate how much we have saved our customers in fees. This amount is based on the maximum fees Possible could have charged customers over the typical payday loan term, including late fees and insufficient funds fees. Your individual results may vary depending on factors like where you live.

A Milestone Moment: Reflecting on our impact to date

Possible’s 2025 Impact Report: What the Data Shows About Financial Flexibility

Discover more

Official sponsor of the Orlando Magic

We teamed up with the Magic to help you bounce back stronger

We’re making real moves with the Orlando Magic to bring more financial wins to the community.

Our story

In 2017, our founders shared a vision for financial fairness

Tony, a fourth-grade teacher turned startup CEO, made their vision a reality.

Public Benefit Corporation

Our commitment to your financial wellbeing

As a Public Benefit Corporation, we’re accountable to more than just our bottom line.

Why we’re a PBC

Delivering on our promise

Helped reform payday loan laws in 3 states to better protect borrowers

1 billion borrowed

4 million loans

Our purposein action

Possible’s 2025 Impact Report: What the Data Shows About Financial Flexibility

News

minute read

The History of Credit: From Trust-Based Borrowing to Modern Credit Scores

Financial Wellness

minute read

Join the Possibleteam

Make an impact on the financial wellbeing of millions.

Careers

Keep intouch

Drop your email for access to financial tips, updates on our latest features and more.

Send instant^* cash right to the bank account you choose

Apply for a loan

Frequently asked questions

What is the Possible Finance mission statement?

Possible Finance is a financial technology company that offers small-dollar installment loans and other credit products through a mobile app. Customers can check eligibility without a FICO check, receive funds quickly*, and repay over time in scheduled installments. Possible reports payments to credit bureaus, which may help build credit history with on-time payments. Possible Finance operates as a Delaware Public Benefit Corporation.

How do you apply for Possible?

To apply for a Possible Loan, download the Possible Finance app from the App Store or Google Play. Create an account, connect your primary bank account, and submit your application. There is no FICO check; eligibility is based on your banking activity. If approved, you’ll see your repayment schedule and receive funds in minutes* to your linked debit card or bank account.

How many reviews does the Possible app have?

As of December 2025 on the App Store, Possible has over 120,000 ratings with an average of 4.8 out of 5 stars. 

Is Possible Finance legit?

Yes. Possible Finance is a financial technology company founded in 2017 and incorporated in Delaware as a Public Benefit Corporation (PBC). It offers small-dollar installment loans with transparent pricing and no hidden fees. Payments are reported to credit bureaus, which can help build credit history with on-time payments. The mobile app provides a streamlined application and repayment experience.

How do you qualify for Possible benefits?

You qualify for Possible benefits when you use a Possible product and maintain a linked bank account. There is no FICO check when you apply. Instead, Possible reviews your income, cash flow, and transaction history. With an active Possible Loan, you can reschedule payments up to 29 days from the originally scheduled date with no rescheduling fee, and payments are reported to credit bureaus.

Are you really partnered with the Orlando Magic?

Yes. Possible is an official partner of the Orlando Magic, supporting joint initiatives focused on financial education and community engagement in Central Florida.

All products are subject to eligibility and approval by Possible Financial Inc. dba “Possible Finance” and “Possible” or its banking partner Coastal Community Bank. Eligibility for a product is not guaranteed.

For Loans, Possible Finance has direct lending licenses in AK, CA, HI, ID, NV, UT and WA. Idaho Residents: License #RRL-10073; Louisiana Residents: License #1697898; Nevada License #CDTH11200; Ohio Residents: License #ST.760161.000; Washington License #530-CC/SL-111888. California Residents: Possible Finance is licensed by the Department of Financial Protection and Innovation, pursuant to the California Deferred Deposit Transaction Law, License #10DBO-105848.

Loans in AL, AR, AZ, DE, FL, IA, IN, KS, KY, LA, MI, MO, MS, MT, NC, NE, NH, OH, OK, OR, RI, SC, TN, TX, VA, VT, and WY are made by Coastal Community Bank, and serviced by Possible Finance. Texas Residents: Possible Finance is a licensed Credit Access Business; License #1800061850-160823.

*Funding usually within minutes but may take up to 5 days.

^Loan amounts & structure vary by state.

°Possible uses fee and payday loan usage information from the Consumer Financial Protection Bureau, Center for Responsible Lending, Pew Charitable Trusts, and the Consumer Federation of America to arrive at our Fees Saved Calculation. Savings based on the maximum fees Possible could have charged customers over the typical payday loan term, including late fees, insufficient funds fees, etc. Results will vary.

¨See possiblefinance.com/samplepaymentschedules for rates & terms examples.

ˇReal customer compensated. Results may vary.

˘Possible Loans offer up to 29 days of payment flexibility from original due date.

All trademarks and brand names are property of their respective owners. Use of them does not imply any affiliation with or endorsement by them.

If you have questions or concerns, please contact the Support Team at support.possiblefinance.com

Mailing Address: Possible Finance, PO Box 98686, Las Vegas, NV 89193