Borrow confidently: get up to 29 days of flexibility from the original due date for every loan payment

Feel free to move your payments—there’s no rescheduling fee.

Get a Possible Loan

The debt trap

A typical payday loan is due back one lump sum—with rollover fees for extensions.

Source: CFPB, “What is a Payday Loan"

The Possible difference

Take your time. You don’t owe it back all at once.

You can move your payments up to 29 days out from the original dates.

Simple steps to use yourflexibility

Get your payment schedule

When you accept your loan, you’ll get a payment schedule with installments spread out over your next paychecks.

Easily move payment dates

Choose the payment you need to reschedule, and select a new due date—no calls, no stress. We’ll update your schedule instantly, so you always know when your next payment is due.

Get reminders when it’s time to pay

We’ll help you stay on track, so you can manage your loan on your time. Need to move another payment? No problem.

Apply now

Watch member stories

I love how flexible it is. You can set up your payment arrangements, you can stretch 'em out. That is really important... things come up.

Brittany

Member Since 2021

How Possible is different

Possible has your back

Take your time with installments

Repay over time, not all at once.

Find out more

Add multiple payment methods

Choose what works best for you.

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Even more time when you need it

If the worst happens, we’ve got your back.

Explore Relief Plan

Our impact

$668,281,493 millionin fees saved

Yep, we did the math. That’s a combination of the many penalty fees, late fees, insufficient funds fees, and other hidden charges that line the pockets of our competitors.

How we got this number: We review fee and payday loan usage information from state regulatory agencies to calculate how much we have saved our customers in fees. The savings amount is based on the maximum fees Possible could have charged customers over the typical payday loan term, including late fees and insufficient funds fees. Your individual results may vary depending on factors like where you live.

More benefits our members love:

AutoPay is at your service

Set it and forget it. Payments are deducted automatically, so you stay on track.

Good credit isn’t required

Bad credit? No problem. And we’ll help you build credit history.

How Possible helps

Money in minutes^*

Receive funds directly to your bank account or debit card—it’s fast.

Find out more

Transparent terms

No hidden fees, no surprises—just clear, upfront pricing.

Check it out

Frequently
asked
questions

What happens when I move a payment?

When you reschedule a payment in the Possible app, your repayment schedule updates immediately, and your next due date changes to the new selected date. Future installments adjust accordingly, and you continue making payments under the updated schedule.

How many times can I reschedule?

You can reschedule each payment as many times as needed, as long as the new date is no more than 29 days later than the original due date. Each reschedule must stay within that 29-day window from the initially scheduled payment date.

Does it affect my credit?

Rescheduling a payment within 29 days of the originally scheduled date generally will not result in a late payment being reported to credit bureaus. However, if a payment becomes more than 29 days late, it may be reported as late and could impact your credit. Making payments as close to the original due dates as possible may benefit future Possible applications.

Get the Possible app now

All products are subject to eligibility and approval by Possible Financial Inc. dba “Possible Finance” and “Possible” or its banking partner Coastal Community Bank. Eligibility for a product is not guaranteed.

For Loans, Possible Finance has direct lending licenses in AK, CA, HI, ID, NV, UT and WA. Idaho Residents: License #RRL-10073; Louisiana Residents: License #1697898; Nevada License #CDTH11200; Ohio Residents: License #ST.760161.000; Washington License #530-CC/SL-111888. California Residents: Possible Finance is licensed by the Department of Financial Protection and Innovation, pursuant to the California Deferred Deposit Transaction Law, License #10DBO-105848.

Loans in AL, AR, AZ, DE, FL, IA, IN, KS, KY, LA, MI, MO, MS, MT, NC, NE, NH, OH, OK, OR, RI, SC, TN, TX, VA, VT, and WY are made by Coastal Community Bank, and serviced by Possible Finance. Texas Residents: Possible Finance is a licensed Credit Access Business; License #1800061850-160823.

*Funding usually within minutes but may take up to 5 days.

^Loan amounts & structure vary by state.

°Possible uses fee and payday loan usage information from the Consumer Financial Protection Bureau, Center for Responsible Lending, Pew Charitable Trusts, and the Consumer Federation of America to arrive at our Fees Saved Calculation. Savings based on the maximum fees Possible could have charged customers over the typical payday loan term, including late fees, insufficient funds fees, etc. Results will vary.

¨See possiblefinance.com/samplepaymentschedules for rates & terms examples.

ˇReal customer compensated. Results may vary.

˘Possible Loans offer up to 29 days of payment flexibility from original due date.

All trademarks and brand names are property of their respective owners. Use of them does not imply any affiliation with or endorsement by them.

If you have questions or concerns, please contact the Support Team at support.possiblefinance.com

Mailing Address: Possible Finance, PO Box 98686, Las Vegas, NV 89193