# Get your Possible Loan money instantly*

We move fast because life does. 95% of our customers get their funds in minutes.

## 95% of our customers get their money in minutes

Possible Loans can be sent to your debit card instantly. No long waits, no stress. (The other 5%? Most are using an ACH transfer, which takes several business days.)

### Borrow up to $500^

Choose an amount that works for you.

#### Instant transfer

Send your Possible Loan funds straight to your debit card. No instant transfer fee.

#### Never a penalty fee

No late fees or penalties here. Easily move payments to suit your schedule—up to 29 days from the original due dates with no credit impact.

#### Pay over time

You won’t owe it back all at once. Make 4 installments over the next 8 weeks.

## The debt trap

Traditional payday lenders make you jump through hoops—you’ve got to live near one, get there (adding gas or bus fare to the cost), and hope it’s actually open. Meanwhile, your emergency isn’t waiting.

Source: [Debt.org](https://www.debt.org/credit/loans/cash-advances/apps/)

## The Possible difference

The Possible app gives you access to fast* cash twenty-four seven, 365.

Plus: with Possible Loan, your instant transfer is always on us.

## Testimonials from real members

Rent was due, and we were about $100 shy.  Possible made it quick and easy. Got approved within 5 minutes and Money in the account within less than 10.

**Brandon**  
Member Since 2023

It was an instant deposit into my account.  It's a lot easier and faster to just get a Possible Loan than it is to go to a bank and ask for a loan, or fill out other applications with traditional banks, asking for a loan.

**Tarquarra**  
Member Since 2022

## Getting your loan is  fast and easy

### 01 Apply in minutes

Check eligibility and apply. No FICO check. No paperwork.

[How applying works](https://www.possiblefinance.com/loan/application)

### 02 Link your debit card

On approval, you’ll choose how you want your money. Debit card is fastest.

[All about accounts](https://www.possiblefinance.com/series/bank-accounts-and-payment-methods)

### 03 Get your money fast*

Send funds to your debit card in minutes.

[Watch the video](https://www.possiblefinance.com/series/how-fast-will-i-get-my-possible-loan)

## How Possible is different

### Possible gives you extra breathing room

Take your time with installments.

#### More payment methods available

Extra debit cards are fair game—just type in the number.

### Move payments— no reschedule fee

Get an extra 29 days from the original due date to pay with no impact to your credit and no late or rescheduling fee.

## Plus, get additional benefits:

Move payments—no reschedule fees.

Push a payment out by up to 29 days from the original due date, right in the app. No fees.

### Build credit history

We report payments to credit bureaus, helping you add more to your credit file.

## Frequently asked questions

### What is a Possible Loan?

A Possible Loan is a small-dollar installment loan designed to provide quick* access to cash while helping borrowers build credit history. Unlike payday loans, which typically require lump-sum repayment (source: CFPB), Possible Loans are repaid in four scheduled installments. Eligibility is based on banking activity, not a FICO check, and borrowers can receive up to $500^ to a bank account or debit card, often within minutes. Payments can be rescheduled up to 29 days from the originally scheduled date with no rescheduling fee.

### Do I need a debit card?

Yes, you need an eligible debit card to receive instant disbursement of a Possible Loan. If you don’t have one or it cannot be used, Possible will try to send funds to your bank account via ACH, which may take up to 5 business days, depending on your bank.

### Is there a fee?

With a Possible Loan, you’ll pay a finance charge that is disclosed upfront and varies by state and loan amount. There is no additional fee for choosing instant transfer; instant transfers are free.

### How fast is “fast”?

About 95% of customers who choose debit card disbursement receive their funds within minutes of approval. The remaining customers typically use ACH transfers, which work like electronic checks and depend on bank processing times. ACH disbursements can take several business days.