## Borrow confidently: get up to 29 days of flexibility from the original due date for every loan payment

Feel free to move your payments—there’s no rescheduling fee.

[Get a Possible Loan](https://app.possiblefinance.com/?wpsrc=PARTNERS&utm_campaign=flexibility&utm_source=Website)

### The debt trap

A typical payday loan is due back one lump sum—with rollover fees for extensions.  
Source: [CFPB, “What is a Payday Loan"](https://www.consumerfinance.gov/ask-cfpb/what-is-a-payday-loan-en-1567/)

### The Possible difference

### Take your time. You don’t owe it back all at once.

You can move your payments up to 29 days out from the original dates.

## Simple steps to use your flexibility

### 01 Get your payment schedule

When you accept your loan, you’ll get a payment schedule with installments spread out over your next paychecks.

### 02 Easily move payment dates

Choose the payment you need to reschedule, and select a new due date—no calls, no stress. We’ll update your schedule instantly, so you always know when your next payment is due.

### 03 Get reminders when it’s time to pay

We’ll help you stay on track, so you can manage your loan on your time. Need to move another payment? No problem.

[Apply now](https://app.possiblefinance.com/?wpsrc=PARTNERS&utm_campaign=flexibility&utm_source=Website)

### Watch member stories

I love how flexible it is. You can set up your payment arrangements, you can stretch 'em out. That is really important... things come up.  
**Brittany, Member Since 2021**

### How Possible is different

### Take your time with installments

Repay over time, not all at once.  
[Find out more](https://www.possiblefinance.com/loan/pay-over-time)

### Add multiple payment methods

Choose what works best for you.  
[Check it out](https://www.possiblefinance.com/blog/new-payment-methods-available)

### Even more time when you need it

If the worst happens, we’ve got your back.  
[Explore Relief Plan](https://www.possiblefinance.com/loan/reliefplan)

### Our impact

$668,281,493 million in fees saved

Yep, we did the math. That’s a combination of the many penalty fees, late fees, insufficient funds fees, and other hidden charges that line the pockets of our competitors.

## More benefits our members love:

### AutoPay is at your service

Set it and forget it. Payments are deducted automatically, so you stay on track.

### Good credit isn’t required

Bad credit? No problem. And we’ll help you build credit history.  
[How Possible helps](https://www.possiblefinance.com/loan/build-credit-history)

### Money in minutes*

Receive funds directly to your bank account or debit card—it’s fast.  
[Find out more](https://www.possiblefinance.com/loan/instant-cash)

### Transparent terms

No hidden fees, no surprises—just clear, upfront pricing.  
[Check it out](https://www.possiblefinance.com/loan#calculator-nav)

## Frequently asked questions

### What happens when I move a payment?

When you reschedule a payment in the Possible app, your repayment schedule updates immediately, and your next due date changes to the new selected date. Future installments adjust accordingly, and you continue making payments under the updated schedule.

### How many times can I reschedule?

You can reschedule each payment as many times as needed, as long as the new date is no more than 29 days later than the original due date. Each reschedule must stay within that 29-day window from the initially scheduled payment date.

### Does it affect my credit?

Rescheduling a payment within 29 days of the originally scheduled date generally will not result in a late payment being reported to credit bureaus. However, if a payment becomes more than 29 days late, it may be reported as late and could impact your credit. Making payments as close to the original due dates as possible may benefit future Possible applications.