# Possible beats Dave with up to $500^ and no surprise fees

Dave’s ExtraCash™ fees and separate “spending” accounts got you scratching your head? Possible Loan makes borrowing simple.

### Kiasha, Medical Triage

Member since 2022

Skip Dave’s ExtraCash™ fees

## Borrow better with Possible Loan

With Possible Loan, you can borrow cash and pay it back in installments over time. Dave ExtraCash™ is an early paycheck advance that you repay in one lump sum on your next payday. Here are all the ways Possible Loan is different:

- Free instant* transfers

Get cash in minutes, no monthly membership fee required. And unlike Dave ExtraCash™, you don’t need to open a new bank account. Just use the one you’ve already got.

[Find out more](https://www.possiblefinance.com/loan/instant-cash)

## Repay on your terms

With Possible Loan, you’ll repay in 4 installments¨, not all at once on your next payday. You can also move a payment with no rescheduling fee, giving you flexibility of up to 29 days from the original due date.

[How it works](https://www.possiblefinance.com/loan/pay-over-time)

## No surprise fees, ever

At Possible, you’ll see the full cost of your loan upfront, with no monthly fees or hidden charges for instant transfers. Possible Loan also lets you access your full qualified amount in one transaction. You won’t wait for a second transfer to get everything you're offered.

[Our pricing](https://www.possiblefinance.com/compare/dave#calculator-nav)

# We believe in transparent pricing

When you apply for a Possible Loan, you’ll see exactly how much it will cost before you commit—no hidden fees or surprises. Use our calculator below to see a sample loan cost.

### Relief Plan for emergencies

If you have a qualifying event, we’ll work with you on a customized Relief Plan so you can adjust payments beyond the usual grace period—support Dave ExtraCash™ doesn’t offer.

[Learn more](https://www.possiblefinance.com/loan/reliefplan)

## Frequently asked questions

1. **Should I choose Possible Loan or Dave ExtraCash™ for access to a larger, more flexible cash option?**  
   For a larger loan, Possible Loan offers up to $500^ with flexible payments in four installments¨. Dave ExtraCash™ also offers advances up to $500, but its repayment is a single automatic debit on your next payday, making Possible Loan’s installment plan more flexible for managing your budget.

2. **How does Possible Loan’s payment flexibility compare to Dave ExtraCash™?**  
   With Possible Loan, you can reschedule each of your four installment payments¨ up to 29 days out from the original due date, with unlimited reschedules and no penalty fees. Dave’s ExtraCash™ repayment is a single automatic debit on your next payday.

3. **How is Possible Loan pricing different from Dave's pricing?**  
   Possible Loan gives you access to all services—including fast transfers, credit history building and payment flexibility—without a monthly subscription fee. Possible Loan has one upfront finance charge.

4. **How does credit reporting with Possible Loan differ from Dave ExtraCash™?**  
   Possible Loan automatically reports your payment history to two major credit bureaus as a built-in feature. Dave’s ExtraCash™ advance is not reported to credit bureaus at all.

5. **Do I need a good credit score to access Possible Loan?**  
   No. You don’t need a good credit score to apply for a Possible Loan or to start building credit history. Possible Loan doesn’t check your FICO score when you apply and reports your payment history to two credit bureaus.

All products are subject to eligibility and approval by Possible Financial Inc. dba “Possible Finance” and “Possible” or its banking partner Coastal Community Bank. Eligibility for a product is not guaranteed.

*Funding usually within minutes but may take up to 5 days.

^Loan amounts & structure vary by state.